Rideshare & Taxicab Accidents
Our Dedicated Nashville Accident Attorneys Care About You
While most auto accidents that occur in Nashville and throughout the state of Tennessee involve passenger cars that are operated for personal use, car accidents that involve rideshare and taxicab vehicles also occur. When a passenger of a rideshare, taxicab or Limousine is injured in a crash, knowing who is liable, and from which insurance company the victim should seek damages, can be confusing. At the offices of Bednarz Law, our talented Nashville personal injury attorneys can assist you by building your claim and maximizing your compensation amount.
Liability for a Rideshare, Car Service or Taxicab Accident – Who Pays for Damages?
Because Tennessee is a tort liability, or fault-based, car insurance state, the first step in determining who will pay for damages is determining who caused the accident. In a crash involving a rideshare vehicle, such as Uber, Lyft or a taxicab, potentially at-fault parties may include:
- The driver of the rideshare vehicle;
- The driver of the other vehicle involved in the crash;
- The manufacturer of a defective vehicle part that, as a result of the defect, caused the crash; or
- The party responsible for road maintenance, if a lack of road maintenance (such as the failure to fix a pothole or remove debris) led to the crash.
Once fault has been established, the injured party may file a claim against the responsible party’s insurance. In Tennessee, a ridesharing vehicle that is engaged in a prearranged ride must have liability insurance of at least $1,000,000. In the event that the rideshare driver is logged onto the ridesharing app, but has not yet picked up a passenger, the driver must have liability insurance in the amount of $50,000 bodily injury coverage per person, $100,000 in bodily injury coverage per accident, and $25,000 in property damage coverage per accident. Taxicabs must also be covered by liability insurance.
In some cases, you may be liable for a rideshare or taxicab accident if you were driving your own vehicle independently, and through an act of negligence, such as speeding, you crashed into the other vehicle. In this case, your liability insurance will be responsible for paying for damages sustained by the other party. You may be able to turn to your policy’s collision or medical payments coverage for assistance in paying for any damages you sustain.
Contact Our Passionate Nashville Injury Attorneys Today
The most important thing following a Nashville car accident involving a rideshare vehicle or taxi is to determine fault for the accident. If you cannot prove fault, you will be unable to hold another party liable for your injuries.
Once fault is established, understanding which insurance company is responsible for damages–the private insurance of the rideshare driver, the company insurance of the rideshare driver, the insurance of another third party, or your own insurance–can be complicated. When you hire our Nashville injury attorneys at the offices of Bednarz Law, we will build your case and assist you in recovering the compensation you need. Contact us today for your free consultation.